Business owners in Hawaii are left to face the tough clean up process caused by tropical storm Lane.
How fast or if a business recovers at all is largely determined by how prepared a business owners is for events like these. One way to protect a business is by purchasing a comprehensive coverage business insurance policy.
Comprehensive coverage helps pay for the damage caused by uncontrollable factors like storms. The most significant damage caused by the tropical storm is the amount of rain it caused.
A separate flood insurance may also be needed to cover flood damages caused by storms. A policy may be purchased through the Federal Emergency Management Agency’s National Flood Insurance Program or through private insurance providers.
In an event of a bad storm like Hurricane Lane, it is better to be over insured than not have enough coverage.